Overview
The Property Tab allows landlords to pay maintenance invoices in instalments through Property Credit, Tapi’s funding partner. Once approved, Property Credit instantly funds the agency’s trust account so trades are paid on time — while landlords repay over time with no disruption to property maintenance.
What Is the Property Tab
Property Tab provides landlords with flexible payment options for maintenance expenses. By using Property Credit to fund the invoice, you can keep your property in top condition without financial strain. Once approved, Property Credit funds your property manager’s trust account so trades are paid promptly while you repay over time.
Who Is Property Credit
Property Credit launched in 2019 to help property owners manage expenses with ease. Today, they are one of Australia’s most trusted lenders for real estate transactions, partnering with leading agencies across Australia and New Zealand.
They provide:
Fast, often same-day approvals
No credit checks
Seamless applications from start to finish
Local Australian-based customer support
Business details:
ABN 93 638 329 674 • Australian Credit Licence No. 528878
NZBN 9429050855445 • Financial Service Provider No. 1003655
How to Apply for Property Tab
When your property manager forwards an invoice to you for payment, you’ll have two options:
Pay supplier directly
Pay by Property Tab (spread the cost over time)
By selecting “Pay by Property Tab,” you’ll start a simple online application with Property Credit.
Once submitted, your application will be reviewed, and upon approval, Tapi and Property Credit will handle the payment directly.
Fees and Terms
The full list of Property Credit’s fees and repayment terms can be found here.
How Tapi and Property Credit Work Together
Tapi integrates directly with Property Credit, allowing you to apply for finance directly through the invoice approval process. Once you apply:
Property Credit reviews and finalises your loan.
The trust account is topped up instantly.
Your property manager pays the trade.
You make repayments directly to Property Credit.
The Application Process
When you select “Pay by Property Tab,” Property Credit manages the application process. You’ll be prompted to:
Confirm your payment option in Tapi.
Complete the Property Credit form.
Verify your identity via SMS or email.
Sign the final digital agreement once approved.
You can review the full application walkthrough here.
What Happens After Submitting the Application
Once your application has been submitted:
Property Credit will review your application.
You’ll receive a final document to sign once accepted.
After signing, the loan will be approved and processed.
Your property manager will then be notified, and the payment will be automatically completed through Tapi. Watch the application process below.
After Approval
Once approved:
Property Credit funds your property manager’s trust account.
The supplier or trade is paid immediately.
The transaction appears on your owner statement as usual.
Withdrawing or Cancelling an Application
You can withdraw your application at any time by clicking the withdrawal link in your Property Credit email.
If funds have already been paid into the trust account, you can still repay early without penalty by contacting Property Credit directly:
📧 funding@property.credit
📞 AU: +61 2 7228 3051
📞 NZ: +64 9 802 4713
If your application remains incomplete after seven days, it will automatically expire, and your property manager will contact you to discuss next steps.
Tips & Reminders
Always check your email for Property Credit verification and signing requests.
You can withdraw or repay early without any fees.
For application support, contact Property Credit directly.
Property Tab ensures trades are paid promptly, even if you choose instalments.